3% cash back in the category of your choice – online shopping, off-campus dining and more with no annual fee
Earn 3% cash back in the category of your choice, from online shopping to off-campus dining and more
- 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings
- 2% cash back at grocery stores and wholesale clubs
- 1% cash back on all other purchases
- You’ll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%
- Go to Online Banking or the Mobile Banking app1 to change the choice category for future purchases once each calendar month, or make no changes and it stays the same
No annual fee
Enjoy no annual fee while choosing how you earn rewards and getting on the path to building your credit
Best Bank for College Students
“Winner: Bank of America – MONEY® ‘Best Bank for College Students’”
From MONEY. © 2019 Meredith Corporation All rights reserved. Used under license. MONEY and Meredith Corporation are not affiliated with, and do not endorse products or services of, Bank of America N.A.
Establish good credit habits
Easily manage your bank accounts and finances online with Online Banking and our award winning Mobile Banking App that help students stay in control of their finances and make payments
Now, you can access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking. Opt-in to receive your score, the key factors affecting your score, and other information that can help you keep your credit healthy.
$200 online cash rewards bonus offer
Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
Better Money Habits
Learning to handle your credit is a big responsibility. A little knowledge can go a long way with Better Money Habits®.
Manage your Finances
Manage your money from almost anywhere. From home, the library and everywhere else, help stay in control of your finances with our award winning Mobile Banking App.
Schedule an appointment
Want to talk to someone one-on-one? No problem. We’re here with you every step of the way. Set up an appointment at a time and place that works for you.
Security & Features
We block potential fraud if abnormal patterns are detected and let you know if we suspect fraudulent activity. Plus, you always get a $0 Liability Guarantee for fraudulent transactions
Now with chip technology for enhanced security and protection when making purchases at chip-enabled terminals in over 130 countries. View chip card FAQs
An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. Transfer fees may apply.
Paperless Statement Option
Opt for paperless credit card statements and increase account security while reducing paper consumption.
Digital Wallet Technology
Discover more ways to pay by adding your Bank of America® credit card to your mobile device then shop in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay.
Online & Mobile Banking
Access to our award-winning Online and Mobile Banking. Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more.
Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.
Now, when you opt-in you can access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking.