Get 1.5% cash back on every purchase and never pay an annual fee
Spark® Cash Select from Capital One®
New Cardmember Offer
Earn $200 once you spend $3,000 in the first 3 months from account opening 1
Purchase Rate
0% intro APR for 9 months; 14.74% – 22.74% variable APR after that
Annual Fee
$0
Customer Support
Our Spark representatives are specially trained to work with business owners and are available to answer any questions you may have. Call them toll-free at 1-800-867-0904.
Fraud Alerts
Receive an email or text message alert if we detect a potential mistake or unexpected charge on your account.
Free Employee Cards
Track employee spending while earning all the rewards from their purchases.
Rewards Your Way
Get cash back rewards for any amount at any time with no expiration date for the life of the account.
Explore Our Credit Card Benefits
Manage
Payment Flexibility
Pick your own monthly due date. Your business has the control to pay when you want.
Automatic Payments
Set up AutoPay so you don’t have to worry about signing into your account every month.
Transaction Details
Stay on top of your purchases. You can find merchant information like an address, logo, phone number and map, when available.
Recurring Transactions
View a list of merchants that charge your business credit card monthly like subscriptions and bills.
Year-End Summaries
Get an itemized report of your spending to simplify budgeting and tax time.
Purchase Records
Quickly and securely download your purchase records into multiple formats including Quicken®, QuickBooks® and Excel®.
Employee Access
Free Employee Cards
Track employee spending while earning all the rewards from their purchases.
Spend Limits
Set customized spending limits for employee cards and see transactions as soon as they post.
Account Managers
Assign an account manager to make purchases and payments, review transactions and resolve any problems.
Travel
No Foreign Transaction Fees
Pay zero foreign transaction fees on purchases made outside of the United States.
Rental Collision Coverage
You’re covered for any damage or theft that may happen when you rent an eligible car.
Travel Assistance
Get a wide range of emergency services when traveling, such as ticket replacement, legal or medical referrals and more.
Roadside Assistance
Our business credit cards offer services to help you during auto-related emergencies, such as jump-starting, tire changing and towing.
Service & Protection
Account Access
Manage your account online or use the mobile app to get account activity alerts, see payment options, download past account statements and more.
Customer Support
Our Spark representatives are specially trained to work with business owners and are available to answer any questions you may have. Call them toll-free at 1-800-867-0904.
Fraud Alerts
Receive an email or text message alert if we detect a potential mistake or unexpected charge on your account.
Security Alerts
Get notified via text, email, and phone if Capital One notices potential suspicious transactions on your account.
$0 Fraud Liability
If your card or an employee’s card is lost or stolen, you won’t be responsible for unauthorized charges.
Extended Warranty and Protection
Get free additional warranty and protection on eligible items that you purchase with your credit card.
Secure Login
Sign in to the Capital One mobile app quickly with your fingerprint or customized pattern.
Card Lock
Lock your card or an employee’s if it has been misplaced, lost or stolen.
